Payday Loans – How it Works

We are not a lender - we are better! We work with several different financial institutions. We strive to connect you with a lender that can meet your financial needs.

What makes Payday Loans West University Place the ideal place to go for your short term lending needs is our incredible network of lenders. You only fill out one form and that is it. Once that is filled out we do our best to find one of the lenders we work with, or another third-party who may have a lender they work with, who can finance you. This saves you time, energy and money by allowing you to stay in one place. You now don’t have to fill out multiple loan requests, give out your personal information several times, or travel to many locations just to find a short-term lender. Whether you need a payday loan, installment loan, or other short-term loan, we work with many lenders who might be able to fund a loan for you.

Step One:

Complete the online form

Step Two:

You will have an immediate response. If you are approved, you will be connected with a lender that may do any of the following before releasing your funds:

  • Review your application further.
  • Request additional documentation if necessary.
  • Contact you by phone or email to review information submitted.
  • Notify you by email, mail, phone, or other means of your final approval or denial.
  • A lender may, at its discretion, run a credit check as well.

Step Three:

Once you have been approved for your payday loan, your assigned lender will advance you the cash you need via an electronic transfer to your checking or savings account. When the due date arrives, your advance will automatically be repaid, along with any fees and charges, through a direct withdrawal or debit from your bank account.

It is very important to contact your lender if, for any reason, you will be unable to make the full payment when it is due.